Eliminate the headaches.
At Get Open Capital, we approach business financing differently by offering tailored options, no headaches, and expert guidance.
Eliminate the headaches.
At Get Open Capital, we approach business financing differently by offering tailored options, no headaches, and expert guidance.
Line of Credit
Draw funds as needed. Pay interest only on what you use. Perfect for managing cash flow and unexpected expenses.
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Term Loan
Fixed payments, predictable schedule. Ideal for growth investments and major purchases with clear ROI.
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Working Capital
Fast funding for day-to-day operations. Approved in hours, funded in 24. No lengthy underwriting process.
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Bridge Loan
Short-term financing to bridge the gap. Close deals while permanent financing is arranged. Move fast, miss nothing.
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Large Deals
High-revenue funding up to $20 million. Same-day term sheets, no personal guarantee, dedicated deal specialist.
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Equipment Financing
Finance the equipment you need without draining reserves. The equipment itself serves as collateral.
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The Right Product for Your Business
Whether you need fast capital, long-term financing, or to unlock cash tied up in your business — we have a solution that fits.
Why Get Open Capital
Most Trusted Lending Partner
3+ years. Thousands of businesses funded. 80% come back for more. No corporate red tape — just capital and the owners, working directly with you.
Family Owned
Ed and J built this company from the ground up. You deal directly with real humans, not a call center.
No Personal Guarantee
Your personal assets stay protected. We fund the business, not you personally. That’s our commitment.
Same-Day Decisions
Submit by noon, hear back by end of day. No waiting weeks for an answer. We respect your time.
Headquartered in Irvine. Lending Nationwide.
Rooted in Irvine, California — but we fund businesses in all 50 states. Hometown values, nationwide reach.
END TO END
Go Open Capital vs. Traditional Banks
Banks were built for businesses that don’t need them. We were built for everyone else.
Frequently Asked Questions
GOT QUESTIONS?
Can I apply if I have a tax lien or collections?
Yes. A tax lien or collections is not an automatic disqualifier. We use revenue-focused underwriting — if your business is generating $75,000+ in monthly revenue, you may still qualify. Many clients with active tax liens have been funded through our network.
How much documentation do I need?
Is same-day funding really possible?
Will checking my options affect my credit score?
FUNDING FOR MOST INDUSTRY
What Get Open Capital Clients Have To Say
✓ Verified Trustpilot Review — December 2025
We had a great experience working with Paul. No pressure, no gimmicks, just clear and honest communication. He is hands down the best. Truly refreshing, straight shooters who gets the job done and is genuinely invested in helping my businesses succeed.
About us
Industries
Funding Options
- Line of Credit
- Term Loan
- Working Capital
- Bridge Loan
- Equipment Financing
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